@Kelly Taylor who doesn’t like tax free atm withdrawals?  

What's even more frustrating than asking the IRS help desk, is asking a Turbo Tax "Tax Specialist".

Honest... not great but we had other tax reasons to get into them.   

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

Check with your municipality about how property taxes will change when you buy the place.

Professional tenants can smell an opportunity from a new landlord from a mile a way. 

.- Rents staying flat while property taxes and insurance increase.- Unexpected expenses that eat into profits.For example, some investors who bought in 2022 at high interest rates expected strong rent growth to cover costs.

I pay $875 (including principal, interest, taxes, and insurance) and rent it out for $1,625.

Our reputation is too important and the professional offices certainly show that!

Readers should seek professional advice.