If the seller is upside down, they would have to bring cash to the table to be able to get out of the property.

For you as the buyer, you come to the closing table with $0, instead of $7k because the seller is covering your closing costs and you aren't putting any money down because you're a Veteran.   

@Ali Radoncic feel free to join if you're free.Anyone else that is available and willing, would love to meet you.Little catch up to talk real estate, life and other fun topics 😁Hope to see you there and looking forward to meeting all that show up.I always put all my cards on the table and happy to share the good, bad and ugly of flipping a $#@% load of properties over the last 13 years and currently managing 400 single family homes.So that's that... lolGrazie mille 

So as I have posted 100x, " what value do you bring to the table " Do you have deals, or buyers?

The cheapest lender may be the cheapest for a reason and change terms down the road or have difficulties getting you to the closing table  

Zach is a seasoned investor himself and he brings much more to the table than any other Turnkey companies I've spoke with or worked with! 

Do you have your real estate attorney draw up a contract and you sign with private lender before going to the closing table with property owner?

@Phil Shelton If I were in your position, my strategy would not be to focus on paying off any of the mortgages but to get the highest interest rate mortgage, that is the one at 6.625%, to the point on the amortization table where more of the payment goes to principal than to interest.

We both are going to bring $50k to the table from what we both have been saving. 

You can't do a broad brush stroke, even if all of them are the exact same building.This is where you as the investor can bring more to the table to identify or create value.