@Chris Mason thanks for the info regarding the loan options for ADUs.

There are DSCR lending options in your personal name.

Our strategy is looking for multi-family homes to purchase and hold as option 1. 

Buying a turn key rental, in an area you know or knew well, with a property manager you've met and trust, in an area that is large enough for you to have other options to find contractors and property managers? 

.: Quote from @Donald Hatter: Option 2 is the last option I would suggest.

Try to narrow down your options to the top 3-4.

As you get to this point your gaining more confidence in the options because you know option A and B had a certain outcome that wasn't option C, and this would give you more confidence you're doing the right thing for you.From there, I would be identifying properties to acquire if you don't already have some in mind and then my next sheet is creating the plan.

I wish the appointment was with him... its with an attorney at his firm, hopefully this attorney has a lot of experience and gives we several legal options... not another sales pitch. 

But you have a few different options.

Yes, use of single office space did die off with COVID, but because there was not an option.