On the flip side, they might have some contacts for you as well which could help you finance the property, but if I were in your shoes, I would hit up every avenue I could to secure affordable financing for your project before pursuing this further.

If i'm in your shoes, i am continuing to flip the single family properties while looking diligently for good 2-4+ unit BRRRR candidates.

If I were in your shoes, the only way I would not purchase a house hack after paying down the credit cards would be if I could not due to the high debt to income ratio. 

If I switch hats and put myself in the insurer's shoes, I can see their points.

If I were in your shoes, I would do two things -Thing #1 - Make sure you and your wife are on the same page - You will have an uphill battle if you guys want different things out of life - BUT if you are both working towards the same goal, it will be a fun ride!

@Ray Pryer I would personally start out with a conventional 5% down loan if I were in your shoes.

@Matthew Zachman I was in your shoes a couple years ago, with the goal to purchase a <$500 multi-family in the Houston area to implement the now famous house-hacking strategy.

If I were in your shoes I'd get some sort of portfolio or commercial loan on some of the properties you own while continuing to rent them out and allow your tenants to pay back the note

Given this information, if you were in my shoes what would you do?

I have considered selling some of the items but the woman was so petite like shoe size 4, I don't see a huge market for it.