The spike here on this side doesn’t look like it getting any better and winter won’t help for sure.

While also understanding it may be hard for them to find another place so they may want to dig their heels in. 

Plus, the spike in coronavirus cases threatens to push the U.S. health-care system to the brink.

. $12k in renovations necessary to make rent-ready- Work mostly done and renters expected in by Feb 1, '21 if not soonerOnce the renovations are complete, which should be done before end-of-year, I can purchase the home from my mother; however, it would behoove me to spike my credit score by paying down some personal debt (which I intend to transfer to the equity of this home upon closing) before originating the conventional mortgage on this property. 

. $12k in renovations necessary to make rent-ready- Work mostly done and renters expected in by Feb 1, '21 if not soonerOnce the renovations are complete, which should be done before end-of-year, I can purchase the home from my mother; however, it would behoove me to spike my credit score by paying down some personal debt (which I intend to transfer to the equity of this home upon closing) before originating the conventional mortgage on this property.

In the South, people went back to college in the Fall, COVID spiked in a big way on campuses, and classes went on as usual. 

Because of Covid my salary decreased  and my short term vacation rentals took a hit and therefore our debt to income ratio spiked and thus, on the 4th and final application our mortgage was declined.

Yeah, your talking a collapse of the GLOBAL financial system on level that makes the 08/09 collapse look like a sliver compared to the tree that will spike through the heart of GLOBAL finance and investment. 

BP, I just got wind my taxes has spiked.

@Mary M.Ask PGE for the actual chart.It will show you daily use and see of there are any spikes at certain times.If not call someone with a data logger to track the load draw.