AJ, Great post.I love the SMART acronym.

It is smart to make sure of a reserve or your borrowers have the cash to get out of a crunch.

Partnering with an experienced investor is a smart move—combining your construction expertise with their real estate knowledge could be a powerhouse for success.I love your vision of tackling the housing shortage and creating more affordable homes.

Definitely smart researching this before purchasing as it’s more difficult than many believe.

I know providing substantial services to long-term tenants is unusual, almost group home-ish, that's why I wanted to bring the thought here, to the largest community of smart people. 

Discrepancies typically are wifi passwords and smart lock codes but they can be anything, like checkout instructions or the color of the house.

Since rates might keep dropping and you don’t need the funds immediately, it could be smart to wait.

Love how you pulled off the BRRRR strategy with the new build, and subdividing the land was such a smart move. 

It's very smart to figure out your LTR metrics as a backup, and that should give you the confidence to try out STRs no matter your findings!

This is why paying high cost upfront to get higher (or just making) CF isn't smart.