I recently secured my first off-market property under contract.

All three generate leads from insurance claim residents and traveling professionals (medical and the trades).One of the advantages of FF has been that it's forced us to have systems in place to create leases, accept security deposits without co-mingling and provide "live" customer service. 

So this is common thought and why it is a real challenge to get debt secured by the ADU value add at higher than 50% of the addition cost. 

I wanted to have a spot to rent out and cover the monthly mortgage payments while securing a small spot to have for myself in the next 30 years for when I no longer reside in Charlotte but want to visit friends, or downsize.

The information is typically - lease start and end date, how much rent is, what the security deposit is, and how much in advanced rent there is.

I do a lot of direct bookings that take security deposits, but with Airbnb, they are always tough.

Do you have to keep the security deposit in a separate account?

@Joe S.I would say BP does a good job as well as its membersFor example when peerstreet went under people were on BP blasting them because “they did not know” they invested in unsecured debt because they noted they invested in secured loansBut if you read the literature it was clear the investors were unsecured even though the company invested in secured loans (which this structure is not uncommon) - they were called out for this.There are components related to communication that cannot be verified unless posted but most documents and property transfers (like the one I assume is referenced in the start of this post) cannot be disputed.

Due to recent security frauds and banks not covering losses adequately, apps like Zelle may not currently be the best option.

Like you, I was eager to start investing in real estate but decided to hold off until I had more visa security.