![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1650559/small_1736987517-avatar-alext254.jpg?twic=v1/output=image&v=2)
9 October 2024 | 9 replies
The goal is to create paper losses that offset your wife’s W2 income, reducing your tax bill.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/446623/small_1621477034-avatar-samuelm22.jpg?twic=v1/output=image&v=2)
5 October 2024 | 1 reply
Hi Samuel,When considering how to pay off a loan faster, both methods you've mentioned—making a large principal payment at the end of each year versus bi-weekly payments—can be effective, but they operate differently.Large Principal Payments: Making a large payment once a year can significantly reduce your principal, leading to lower interest costs over the life of the loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3125910/small_1727700104-avatar-daniela845.jpg?twic=v1/output=image&v=2)
8 October 2024 | 0 replies
If a property management company faces a data breach, it can significantly reduce the property’s value, impact lease renewals, and affect the attractiveness of future investments.PropTech Startups:The surge in PropTech (property technology) startups has brought innovation to the real estate sector, including platforms for digital transactions, property management, and AI-powered real estate analytics.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1815703/small_1621515813-avatar-clarkstoragellc.jpg?twic=v1/output=image&v=2)
7 October 2024 | 8 replies
At this location we will move 20 of the 115 to autopay, the rest are already on autopay (debit/credit card/bank echeck). 20 doesn't sound like much but times 5 other locations this will reduce our workload.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1696387/small_1696911772-avatar-davidw986.jpg?twic=v1/output=image&v=2)
7 October 2024 | 6 replies
Given your strong net worth and experience, investors might be interested in a short-term investment with a clear exit strategy.Home Equity Line of Credit (HELOC): If you have significant equity in your personal residence or other properties, a HELOC can provide access to funds without selling any assets.Securities-Backed Line of Credit (SBLOC): If you have an investment portfolio, you could borrow against the value of your securities without liquidating them.Seller Financing: Negotiating with the seller to finance part of the purchase price can reduce the immediate cash requirement.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1624721/small_1694923916-avatar-natep42.jpg?twic=v1/output=image&v=2)
6 October 2024 | 7 replies
They've mentioned they have asthma and allergies and that's why they're upset about have to live in a place that's being repaired, so I've offered to both hold off on the repairs and reduce rent to make up for the condition of the property, I've offered to have a contractor just rough in the drywall so that the studs aren't visible and to encapsulate everything, even though everything in the cavity was removed during the remediation, but they now aren't responding to my texts whatsoever.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3042968/small_1717643497-avatar-alfredoc68.jpg?twic=v1/output=image&v=2)
7 October 2024 | 20 replies
The financial benefit of reducing or eliminating income taxes very much out weighs the hassle and costs of a potential audit.You don't need anything fancy for a time log.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/9011/small_1621348727-avatar-jgonzalez.jpg?twic=v1/output=image&v=2)
6 October 2024 | 0 replies
There are onsite recreational facilities.The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/254692/small_1694659923-avatar-roym.jpg?twic=v1/output=image&v=2)
8 October 2024 | 11 replies
KowalIf this is true a sound strategy is to get bonus depreciation to get as much loss as possible (which gets to reduce my pension income) and as much sec1231 gain (which becomes cap gain)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2966527/small_1709756475-avatar-dinas23.jpg?twic=v1/output=image&v=2)
7 October 2024 | 38 replies
This one is borrowing against a stock portfolio but our Heloc just sent out a reduced rate also but still much higher than this.