A lender will work with you (they are on your side) to take measures to improve your score.

It's not passive-aggressive to say: I legitimately regret making a vulnerable post asking for encouragement, only to be met with an expert bashing me for mistakes I've already enumerated and taken responsibility for and measures to fix; and offering me advice I've already taken to heart.

Safety comes in numbers.

It's been a great market for me.Things to consider when choosing a market; population growth (you don't want a stagnate or declining population), crime/safety (high crime usually means more unqualified tenants and will diminish property value), state property taxes, tenant/landlord laws. 

Scroll down the page and look for cities above the line for good performance.https://www.airdna.co/blog/best-places-to-buy-a-va...A word of warning - from someone who’s spent waaayyyy too long playing around on the AirDNA web site: they measure profit as revenue minus mortgage.In many cities, a large chunk of the high airbnb revenues come from very specific highly desirable properties in highly desirable areas (e.g., baller properties that are downtown or oceanfront or lakefront, etc).

I have asked, begged and yelled about the safety situation and he just doesn’t care.

(I just won’t own a property where there is an existing safety issue I can’t fix).

If you win a bid, you are inheriting an expensive headache, a safety concern, and a tax liability. 

The increase on your quality of life is hard to measure, but easy to feel. 2) As you mentioned, APPRECIATION will most likely be higher in more desirable areas.

Emphasize the importance of maintaining a smoke-free environment for the health and safety of all residents.Impose Penalties:If your lease agreement includes penalties for smoking violations, make sure to enforce them.