If it's working as an LTR and you are cash flowing, I'd be willing to bet that the juice won't be worth the squeeze in converting them to STRs. 

To fund their bets, they pulled money from bank accounts or sales of vested Meta stock.

From what you laid out, a bank statement loan might be your best bet.

Lending: You bet.

HELOCs are variable rates and it's highly likely that they'll actually be LOWER in the near future, why not bet on that?

You need time to get your feet wet - and doing it on a small scale is WAY safer than getting into a 6 figure renovation.Flips are for one time cash, and rentals are for long term cash-flow.  

@Dennis Carter IINot an attorney but I do not see why title insurance would cover this as there was no written agreement that was missed it was verbal - there was nothing they missed.Sounds like your best bet is to drill your own well.

If your debt is student loans at 6-8% interest your best bet is to pay them down/off as fast as possible as most investments will achieve a similar result but that is gross (before taxes) not net.  

Betting on appreciation for the recapture of initial funds in this market with a refi may put you negative cash flow.

Gamblers hope for the big pay off that may show up with a $100 bet on my conversation with Jack.