I can't say when that will be but 4.125 is quite a lot depending on the rate you get.I personally want a hassle free funding experience and the lower rate.

It has a free plan that I think will meet my needs.  

Please feel free to reach out with any questions.

Instead of providing actionable strategies and insights, the program was filled with generic information readily available for free online.

It's also ideal if you know what strategies support your particular deal (fix and flip, BRRRR, rental/turnkey or STR).Feel free to connect if you need any tools to support you in these mentioned regards.

Key Factors for a Good Seller-Financed DealCash Flow: Rental income should exceed monthly payments (PITI) by at least 1.25–1.5x.Purchase Price: Compare to ARV and market value for fair pricing and equity potential.Interest Rate: Aim for competitive rates; higher rates must still allow positive cash flow.Amortization/Balloon Terms: Favor longer amortization and align balloon payments with your exit strategy.Down Payment: Lower upfront costs reduce risk but should meet the seller's expectations.Flexibility: Seek no prepayment penalties and fair late-payment clauses.Property Condition: Ensure the property’s condition matches terms through inspections.Seller Motivation: Assess the seller’s willingness to negotiate favorable terms.Exit Strategy: Have a clear plan for refinancing or payoff at term end.Portfolio Fit: Ensure the deal aligns with your financial goals and risk tolerance.Vetting multiple deals and consulting professionals is crucial to making sound decisions.

And if you join Lowe's Pros, you'll get an additional discount (it's free to join).

It's a free market. - You will finally get a tenant. 

I’m excited to connect, learn, and eventually contribute as I gain experience.Feel free to drop your wisdom or recommendations—I’m all ears!

Feel free to reach out if you ever have any questions Best of luck on your journey!