Title insurance protects the lenders in case issues with ownership arise after the sale.Underwriting fee: This is for processing the cost of verifying the borrower’s credit history, income, and other financial information.Discount points: Many investors pay more money upfront to buy discount points and reduce the mortgage interest rate.

I also carry $1M of insurance to protect in these instances as well. 

If the first is foreclosing, are you prepared to pay off the first and bid at auction to protect your interest?

An LLC is for liability protection to protect the assets OUTSIDE the LLC.

If anything "Thanks for your application, we have decided to go with another applicant"The less you say, the better off you will be when it comes to all these protected classes, potential discriminations you're unaware of, and people's hurt feelings 

-What sort of protections can be put in place for the buyer?

This gives much better diversification protection across geographies, asset types, strategies, investment subclasses etc. versus putting all the eggs into one basket.The downside is that it's not for everyone, and a person has to be comfortable with turning over control to someone else.

Last I checked emotional support are not protected class.

The government will absolutely protect the homeowner through financial stimulus or some forbearance.

@Stuart UdisYou forgot to have the Wyoming LLC owned by a Delaware holding company that has the asset then put into a land trust.Then seek 100% financing because you are broke from spending $10,000 setting up this corporate structure to protect the zero assets you have.