And don’t sleep on local banks or credit unions—they sometimes offer flexible portfolio loans that could work for a deal like this.Since your wife qualifies as a first-time homebuyer, check out any state-specific programs or HUD options for down payment assistance.

I use the calculators here and I use deal check as well.

Will you "freak out" when you have to write a check for maintenance or eviction?

There may be tax implications to that maneuver, so check with a CPA.

I also like to check reviews on platforms like Yelp, Google, or even Angi (formerly Angie’s List).

Lima One does verticle in many markets you can check with them.

I do it myself and takes 20 to 30 minutes a month (did it yesterday for Dec), with about 7 of those minutes for 1 property in Blount County, TN which requires the form to be manually filled out, write a check, address an envelope, scan doc and check for my records and walk it to my mailbox.

@Barbara Potts - you should check out PassivePockets.com - a new platform we introduced just yesterday!

@Jerry Shen If you don't want to have to sell your Bitcoin, check out Salt lending.

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.