What % of the units are currently occupied?

An owner trades the predictability of a low Flat Fee (which is typically charged every month whether property vacant or occupied, tenant paying or not), for less PMC alignment with the owner's interests.

They are currently occupied with tenants until March 2025 and we are in due diligence reviewing the leases.

We can help with ground-up construction loans for owner-occupied homes?

I found another home that’s move-in ready, and I’d prefer to use a second VA loan since the rates are much better than those for an investment loan in this case.For context: I’ve lived in my current home for over two years, still have VA loan entitlement left (with a down payment), and plan to occupy the second home as my primary residence.

I have an LTR that was occupied for 8 years by one tenant, and it was sooo much work after they left.

When I bought my owner occupied duplex my agent left a gift basket on the counter as a surprise. $50 Home Depot gift card and a bottle of champagne.

Add up all days the property was occupied during the year and divide it by the number of reservations - and this is your average. 

They would have more experience with DSCR calculations and may pick up on what you're getting at more quickly compared to a loan officer who typically works with owner-occupier customers.I have no experience underwriting consumer loans so I certainly could be wrong about who can or does what but my point is to not get hung up on needing something called a "DSCR Loan".

Yeah, more and more Colorado cities and counties prohibit non-owner occupied STRs.