My realtor found the city building inspection report which details that the unit needs to be de converted as it cannot be brought up to code.

I would recommend flying out there, getting to know the area on a detailed level  and talking to local investors (someone not trying to sell you anything).

The rates are higher and points +++ plus prepay for a commercial loan or hard money loan.Loans closed in America are reported and stats are available as to who closed, how many, loan officer, dollar amount, loan type, location and more detail.

https://www.realtor.com/realestateandhomes-detail/1852-W-Jef...

For example we largely scaled our portfolio with conventional loans, but when considering our overall application for a new conventional loan we don't get flooded with details on the other properties because it's incorporated into a business entity. 

It blows quickbooks out of the water with ease of use and I can do the class tracking that the basic $20 a month quickbooks was lacking.There's a phone app also, I just added it to my phone, so I'm not sure how much I will use it yet other than for reference as opposed to opening the website for details. 

Hi Nate - It'd be worth asking the lender for a detailed breakdown of closing costs for this program, as well as an estimate of the interest rate you'd get with today's rates (they'll probably need to pull your credit to do this).

In general I think you need to give a lot more detail if you want good detailed feedback. 

Thanks for the details on the rental program too.

@William Kwong Great details you provided here, as I was able to take alot from this as I decide on some renovations on a 3 family here in JC.