The collateral makes a difference.2. 

So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

It's how I've maintained a perfect bond rating and managed my business with the CSLB>I've read many of your posts and am aware that you feel that you can decide when you want a permit or not  I would word it differently.  

So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

If you are just starting out, this is for you:When you buy an investment property, it is treated differently than a house you are going to live in. 

So he's cash flowing well on it, he's acknowledged that my situation will be different so I might need to raise rent.3) I think these are all valid questions, but the owner raised these himself too.

.- the difference in rate of return for appreciation of a 80% LTV vs 50% LTV is 2.5x.  

Each state might have different process.  

Sometimes they'll have gurus come thru that charge more for a full day class or more extensive training.I've posted before some lists of area meetups...each has a little different twist and following. 

You rarely will get both (at least not right now in this current market).If you want to explore different opportunities within various areas of the Valley, get a seasoned investor-friendly Realtor who is competent.