Lots of ways to start, but I normally recommend figuring out your WHY, and then match that WHY/your goal, with a location.

Having two open loans for the property is not ideal as that's double closing costs but maybe that is a fairly normal strategy?

I haven’t run the credit checks yet because I normally would simply reject when I was informed the required credit scores weren’t met.

They will normally charge you for desk space, using their printer, support from them and their office staff, Etc....Then there are MLS fees, Lock Box fees, Continuing Education costs, and the basic costs of running your own business.

Most carriers don't want to insure a building as a normal rental home if there is a possibility of commercial use, or even if it's set up to possibly be used as commercial even.

I also wake up early and would love to go to the gym with you.

In this situation should I accept the ex-husband as the guarantor and screen him normally like the rest of the applicants?

Less competition normally means higher prices.

I did and told them that if they don't have a signed lease and deposit, it isn't rented.One month seems to be normal with PM as they have a number of units turn over at the same time and don't show them until the place is vacant and cleaned. 

There's certainly quite a few of us around but things have been kinda slow since the interest rates jumped up and BP is doing a revamp of their website and overhauling the different premium tier packages and I've noticed its been messing with notifications and keywords and such so some people are just missing posts they would normally see.