Yes, you can “save” interest by paying off a loan faster - SO WHAT?  

I have been helping investor close deals literally with less than $10,000 out of pocket using 100% Purchase/100% Rehab hard money loans to do BRRRRs.

Bonus - the interest on the loan is tax deductible!

If you would like to hold the property for longer, that is fine as well, just note that your loan payment will be done after 20 years.

These names frequently come up in investor circles because of their reliability.Speak Directly to Their Team: Legitimate lenders will have knowledgeable representatives willing to explain their loan products and processes in detail.

Your first step is- Get approved for a loan (unless you plan on paying cash). 

I spent years there in Jackson did probably 1000 flip loans to locals and owned at one time 200 sfrs..

Here’s what made a difference for us:🔹 Mortgage Relief – Many lenders offer disaster relief options like payment pauses or loan modifications.

That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan? 

I have text in my lease stating that the tenant is not allowed to make repairs to holes in walls and that any repair work that takes over 30 minutes or is larger than the size of small nail will be repaired by the landlord's hired labor at a cost of $30 per hour plus material costs.