Totally agree and I think the key word you used is "discipline". 

The key is to secure financing options before finding a property, ensuring you have enough funds to move quickly when a great deal arises. 

-Her split is 30% of profits whereas others are 20-25%-She requires a $500 "technology fee", but it's only a $30 amazon key-pad deadbolt.

Starting small with solid fundamentals and not waiting for the "perfect" deal was key to getting started.

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?

Now you're at 31% return.Now thats making a couple of key assumptions - 1) the property you're buying is around 500k.

Communication is key

They key is buying the correct property.

You can get a second home loan 10% down and look for a turn key property in FL. 

However, it’s important to understand the loan’s key requirements:Owner-Occupancy: The borrower must live in one of the units as their primary residence for at least 12 months.Single Borrower: FHA loans are issued to individuals, not partnerships or entities, which means the loan would need to be in your name alone.Given your scenario, only you can qualify for the 203(k) loan since your partner does not intend to occupy the property.2.