You cannot finance more than what wouldve been available in the initial purchase or use any improved value or new appraisal to increase the loan amount. 

In these conditions, investors typically focus on faster, lower-cost flips that add clear, high-value improvements without overextending time or budget.

Both can offer tax perks if you use the money for home improvements.

@Brett JurgensIt seems like climate risks can be mitigated with human technology, better buildings, desalinization, improved infrastructure. 

I've made some improvements to the house since I've bought it.

The only building that exponentially increased my work load was my 8 unit which is my largest and we did some significant improvements to it the first year I owned it.

These spots have been getting more attention from investors and can offer solid cash flow while still being in communities that are seeing improvements.

What repairs/improvements do you NEED to do, versus THINK? 

Additionally, it can help maximize renovations and improvements.38.36% of the total depreciable basis was classified as 5-year class life.

I benefitted from rent inflation, but I also did some things that would help improve net cash flow (appealing property taxes, for example).Happy to send you some resources with more details on how I accomplished it.