Habitat for Humanity has as part of its mission toprovide financing without interest, a biblical matter.

Excel or a financial calculator is essential and actually running the numbers on a prospective property is better than a rule of thumb.Anyone who cannot cope with mathematics is not fully human.

His income on the application is $4500 per month but the lady at human resource is not willing to verify his wages.

I'd also suggest you guys check for a Habitat For Humanity Re-Store, they get building materials donated from the box stores, some scratch and dent but mostly firsts, out-of-stock items keft over too.

., and a cap rate of 10%, I come out with a fully loaded ARV of $396K which seems absurd considering the neighborhood and the other apartments in the area.

You can get cheap building materials usually from Habitat for Humanity ReStores (if you have any around).Then, your nights and weekends are going to spent sacrificing every moment getting those units fixed up to the point they are rentable.

Any "religion" that tells its people to kill anyone who is NOT a believer in their "religion" is not a religion at all, it is a CULT, a mind controlling power hungry people who have no regard for human life.Time to get a new person in the White House.

I personally feel a Real Estate License would help with meeting many other investors (socially / business contacts)I have learned a lot by studying for my real estate license me personally~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~I plan to put on my big boy underwear and schedule my exam after I’m done volunteering for Habitat of Humanity this week{ local builder week }I’m trying to determine, if it would be best to start out as REO / BPO or everyday agentMeaning - which option would I need a smaller marketing budget and be effectiveMy concern – every agent I have met in the last 8 years seem overly stress Real Estate license will help with seeing both sides of potential deals ( Wholesaler versus Agent Disclosures )

It's also human nature.

Talk to several.Good advice is always limited, people don't know what they don't know, it's worse when they think they know, we are all human you know