I hope you found the Google reviews before getting involved.

@Mark Toweya couple things - from the seller's perspective, it means the seller doesn't have to wait the full 30 years to get the proceeds, and from the buyer's perspective, hopefully in that 5 years appreciation and maybe some updates have increased the value such that when you refinance you don't have to bring any additional cash.  

Hi Kedric,First of all, congrats on getting this far!

Not likely to produce the result you think you'll get.

If you aren't getting a real deal on it then why would you buy it? 

With no experience or funds to get going on this solo (currently a bartender), my thought was to join someone who is already doing it and learn along the way.

Screw up, get bailed out.

Both cities get so much negativity, you can even see it on here, so I'm happy anytime either city has some success.  

Joined a while back and just now getting to research. 

Kalamaras, we were ready to close your file, we needed to change Title Companies as your Title Agency was refusing or could not add proper endorsements because of their Underwriting Insurance Carrier.