Also you may want to reopen new cases as different reps lead to different results a lot of the time in my experience. 

I also sent another message 7 days before, just reminding them that we offer different packages if they haven't already gotten one.

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

My tough today is different than my tough next week.Many new(er) investors struggle to manage their rentals well.

This was another great tenant.Regarding Zillow applications, I differ with Kevin's experience. 

However, a lot of concerns can be mitigated with looking at their past rental behavior in a lot of different settings.

If I were to do seller financing as opposed to FHA would it have a different impact? 

In the eyes of the law, it's no different than a cane or a wheelchair.Keep in mind, just because the ESA is not considered a pet doesn't mean it gets to run rampant, disturb the neighbors, crap all over the parking lot, or tear up the house.

Currently operating in 10 different markets across the Mid-south and Southeastern regions and would love to connect with you on what your goals are. 

Financing is different from buying existing properties.