One thing that I have had long talks with my bankers is the CRE  ( community reinvestment act) which forced banks not to red line and make a certain amount of loans in their footprint even though going into it they new they would be taking loss's based on the collateral ...

After clearing environmental/traffic/sight/water, etc clearances he was granted a tentative map (still 2 acres and 1 lot at this point).Thereafter he went through the final mapping process.

We go for durable and environmentally good options.For our single family homes, we maintain the trees and shrubs... tenant maintains the lawn and planting beds.

Put in, or leave an area for the BBQ pit to the right in the smaller deck area near the kitchen wall, take the deck to the back and square up the house footprint.

Background: I recently posted about a fourplex that is on owned land, but that land is basically only the footprint of the building: http://www.biggerpockets.com/forums/311/topics/150...I just received word from the listing agent, who finally got info from the seller. 

I'm writing to address the concern around sponsor concentration as well as our large footprint in Newark.

If you have to expand the footprint then of course you'd add the bedrooms too!

Review and approval of the documentation concerning the property; Completion of satisfactory physical and environmental inspections of the Property; including suite inspections.Completion of satisfactory due diligence search and examinations;Satisfactory review of the title of the Property;Satisfactory first mortgage financing being arranged for the purchase of the Property;Satisfactory second mortgage being provided by the Vendor for the purchase of the Property;7.

Conditions Precedent: The obligation of the Purchaser to purchase the Property will be subject to satisfaction or written waiver by the Purchaser of the following conditions within 60 days after execution and delivery of the Agreement.Review and approval of the documentation concerning the property;Completion of satisfactory physical and environmental inspections of the Property; including suite inspections.Completion of satisfactory due diligence search and examinations;Satisfactory review of the title of the Property;Satisfactory first mortgage financing being arranged for the purchase of the Property;Satisfactory second mortgage being provided by the Vendor for the purchase of the Property;7.

Environmental studies are important as well, as Costa Rica does have many mountainous regions, and recently due to heavy rains we have experienced landslides.Investing in land in Costa Rica is a fantastic investment vehicle when done properly.