With your boyfriend working for a builder/investor, you might have access to some insider opportunities.Working with your boyfriend’s expertise and connections is a huge advantage, especially for managing upgrades and potentially cutting costs on labor or materials.The $45K Home: Keeping the inherited property with the $45k balance as-is until Year 3 is a wise decision.

You can push lenders to cut you a check quickly. 

We dropped the price after the fed cut rates last week and got two showings pretty quickly. 

Proformas are just estimates, if it's the brokers proforma or the sellers, I'd cut that down quite a bit

What if a horse gets wire cut, or bitten by another horse, what if the veterinarian bill will be $10K what are you supposed to do? 

A young guy I know bought a cute vintage camper, sprayed it black, cut a window in the side and built it out as a mobile coffee shop, which is now parked outside of events and staffed with college girls.

Location is one of the key components of owning real estate and given your location the trash may just be something you have to deal with.

Most likely once you cut open a hole in your sheetrock you will se the 2x4 wall framing, and more sheetrock, which should be doubled 5/8" fire rated sheet rock.  

“Long term” lending doesn’t cut it.

I have been offered to invest as LP in multifamily apartment deal.Underwriting is supposedly conservative and based on current cap rate (4.5%) and interest rate (7%) so if interest rates go down (which may as Fed has already started cutting rates), returns can be better than the projected ones as can have more buyers for Class A property in few years with lower mortgage rates.