So, if we assume to costs for a bank to make a loan stays the same (since to be sold to Wall St. they have to meet the guidelines @Chris Martin referenced) and that the fees they make go up proportional to the balance (Look at your HUD-1 and see the number fees that are a percentage of sales), we realize that at a point, the bank would lose money on a loan.

Housing Prices are over-inflated, corporate debt is at an all time high, consumer debt is maxed out (and still out of proportion with corporate debt).

@Ashley Garner returns are proportional to risk and effort. 14% is great if low risk and low risk and low effort.

Very small and compact, takes great high rez pictures.

I associate the need to build reserves proportional to the roof exposure.

"Promote in every order of men the degree of instruction proportioned to their condition and to their views in life

Steven,Thanks for your thoughtful, well articulated feedback.I am wondering though, why you have an adverse opinion on having Sch C that can take care of expenses common to multiple properties, like car lease expense, some business lunches, home office use, etc that is not easy to attribute to a particular property.The intent is to allocate proportional fraction of income from each property property as income on schedule C and than offset this income with legit expenses common for all properties.This would leave expenses relevant to individual properties to be expensed on Sch E

Usually income is proportional to average house price and crime rate is inversely proportional to it, but if you find breaks in that pattern, that should be a good neighborhood to invest in.

Moving dirt from the front to the back would also increase the lot height some. 2nd QuestionHow "compact" does the soil in the back need to be if we move dirt or other material back there?

If, however, your capital pool and deal size are roughly in the same proportion you’d probably want to have the money completely organized first.