Changing locks and holding contents hostage maybe.

You should read it for sure, and as you said it has been awhile since it was written so pricing has changed a lot.

How to Handle Project Changes?

I don't think 2025 will be a lot different then 2024 unless the economy changes.

Once rates change direction and start a new directional trend, it usually takes a major event or change in fundamentals to reverse again.

I could raise prices and make operational changes whenever I wanted.

The discipline to run on a budget for a number of years or decades depending on your math, doesn't factor in emergencies or market changes where the HELOC could be used to invest in other places.

I separated from the military in 2021 with full disability benefits, a transition that fundamentally changed my outlook on life.

When you do a DSCR loan, is it like a refinance where your interest rate will change?

What if they change their algo?