You have to lead your business and pave your path, instead of your job paving the path for you.Being an agent also has it's perks, you have no ceiling of the money you can make.

(Pull carpets, tear down drop tile ceiling, etc) I do not have enough capital at this point to fully handle the renovations and repairs.  

Since the townhome was move in ready, my fiancé and I have spent the last 7 months doing smaller rehab projects (staining decks, popcorn ceiling removal, kitchen backsplash, new paint and bathroom renovation).

My concern with the place is in the master br there is about a foot long mold spot on the ceiling and it feels like the floor in the second br is unlevel. 

If you are up for it, also look at replacing that florescent light with a nicer fixture or ceiling fan. 

Since you are gutting the downstairs, consider doing some sound proofing for the ceiling.

Some ceiling work for sure.

When we identify a problem (for example: a fire hazard in the electrical panel) we'll recommend a specialist (an electrician) to fully evaluate the problem and prescribe the most appropriate fix.Back to your specific question:  if the basement walls and ceilings are covered it will be difficult for anyone (including a structural engineer) to evaluate for structural issues. 

Overnight the ceiling in the main floor bathroom of our four plex collapsed due to a water leak.

The basement is a bit of a rabbit warren with a sitting area, one bedroom and one bathroom under an 8' ceiling followed by 2 bedrooms and a bathroom that are closer to 6' 5" ceiling height.