I also joined and posted on PassivePockets. 

Keep us posted and good luck... 

It’s clear that the evolving market, especially post-GFC have shaped your perspective, and you’ve outlined some valuable points about the flexibility and challenges of private lending.The flexibility in ARV and LTV is such a huge advantage, especially for investors who might not have traditional financing options.

Quote from @Devin Slone: I live in Huntington and was looking for local meetups to go to and I just stumbled upon this post!

If you ever see someone offering terms that are too good to be true, you might as well just post your SS# and banking information on IG.

This post has nothing to do with cost segs.

Another step is to ask your current lender if an expedited post-disaster inspection can be arranged to speed things up.

Also I agree with another post before regarding the complexity of structuring a deal like this, which would also turn me off especially if I was just getting started.

Much more than a forum answer post can hold. 

@Rich O'Brien Hey, I hope things are picking up in your life now.Wanted to check-in and see how things are going as well.This community seems to be so helpful, I'm glad you were strong enough to post about your situation.