Most US mortgages are based on 30 years and without assurance on insurance, why would banks continue to make mortgages in higher risk areas if the potential is complete loss?

Besides registering with the city, are there any other steps required to setup as a STR/Airbnb host in Alexandria?

That means, no conventional loans, bank loans, DSCR loans.  

Meet with some real estate agents, banks, brokers, and property managers/developers in those areas. 2025 is going to be a pretty awesome year for cash rich investors who can pick up some excellent deals on the cheap! 

Start by talking to a bank/loan officer to see how much you can borrow. 

The banks/credit unions said I needed 6 to 12 months of ownership to get refied. 

By hosting open houses?

I don’t have a ton of experience, 4 units right now and actively looking for more however I would be willing to try and host something if we can get some traction to get some networking going.

If you haven't already, you should research the stats on Furnished Finder to see how many people are looking for a midterm rental, how many units are currently available and the configuration and prices hosts are offering.

Working with a local bank it was a breeze.