This is a very typical situation. 

-Also, if it could have access if they get an easement from a neighbor, maybe there is a mutually beneficial situation where the neighbor would give an easement for access.

Quote from @Shiloh Lundahl: Hey @Marcus Auerbach and @Joe Villeneuve you both have great points.In my situation, I am in a market that has appreciated out of positive cash flow for the average investor.

Consider your financial situation and future plans.

@Devon Shives,Your situation has a lot of potential, but here’s a thought: A cash-out refi could work if you’re confident you can use the $30-35k effectively for your next property, but the higher rate and payment might indeed limit your borrowing power for another mortgage.Consider these alternatives:1.

They can provide guidance tailored to your specific situation and help you navigate any state-specific requirements.If you're considering investments in other states, like Arizona or Texas, it's worth noting that some states, such as Texas, don't have a state income tax, which can simplify the process. 

Right now, we're a bunch of strangers commenting on your post - we don't know your background, financial situation, W2 job, lifestyle (single, married, kids, etc), risk tolerance etc (not that you should share all that information on a public forum). 

My question is, how can I structure this to protect myself from a situation where someone sues the LLC and takes the property, leaving me personally liable for the loan?

It's important to understand that every investor comes from a different financial situation and as a different risk tolerance.

@Gregory Schwartz This doesn't answer your question of what's best for your situation.