Consequently many inexperienced investors make investment decisions based on where they can afford to buy, not necessarily where a good investment thesis may exist. 

They also tend to stick with locals to create more affordable housing by locals for locals.

Scranton and the surrounding areas definitely have potential, especially for affordable investments.

Padsplit's answer is that no politician will attach the affordable housing industry because this is the only private solution to solve the housing crisis now. 

After  3.5 years we have permits for a 17 unit redevelopment project.We had hopes that we would break ground within a year of buying the property....that fell by the wayside for 2 reasons:1) we had worked with the city to increase density through an affordable housing scheme that did not go as planned.

As we first hand see the demand for student housing with a low supply of affordable options in the area.

“No, I’ll release the money on draws, that won’t happen…” Ok, so you need margin for when it’s 50% done and they say they can’t afford to get to the next draw point.

Or if you plan on staying in the property for a while, some people aim to just pay less than their current rent.In a real estate market where housing affordability is a major concern, house hacking actually stands out as an even more valid strategy than ever for buyers.

We are coming down there in 2 days and I hope to see something I like and can afford.

My wife and I would remain renting in our current apartment and we could easily afford to cover the mortgage indefinitely if/when it would be vacant.