Thank you for your response, My current income is about 75,000 a year, My credit card debt total is approx 40,000.00 which consists of 2 car payments and medical expenses. about 6000.00 of it is money I loaned or I guess gave to family and friends, Not to mention the cash I have loaned or given away, I am going to stop being a leech and start to put my needs first, I will get there eventuality!!!

While this may exempt it from being classified as a rental activity, active participation remains a requirement, necessitating compliance with three tests: spending 500 hours on the property, dedicating at least 100 hours (and more than any other participant), and performing all the necessary work needed.Additionally, long-term viability and consideration of depreciation recapture are important concerns.

Since beginning, I've rented to about 8 different people from various walks of life - mainly business travlers from other countries, rotating medical students, and travel nurses.

It could mean talking to folks who lost their job or need to pay medical or car bills.

You can specify the coverage level for the dwelling, household furnishings, loss of use, liability, and medical payments to others.

It is a hub network for the University of Pittsburgh Medical Center (UPMC) and Allegheny Health Network.

This also includes future medical because that is becoming one of the biggest expenses. 

I like ARE, alexandria real estate equities, they focus on sub-urban office for life sciences labs/medical, which is something that has to be staffed in person, not from home in your underwear :), they are down 50% in 2 yrs like all the other office REITs, and by valuation have not been this cheap since 2008, but once the panic about "work from home" subsides, their value should rise back up to its historic rate.

The apartments are about one mile from Augusta’s medical district which could make the apartments attractive to nurses working at the hospitals.  

There is an exemption for 2 assignments, then you'll need to be a licensed real estate broker or salesperson.You'll need to follow all laws/regulations applicable to real estate licensees, such as disclosing your fee up front to the consumer.Virginia Senate Bill 576