I'd sit down with your $10k Attorney (What's this waste of time's name?

I imagine the argument would be, well if PadSplit disappears we need to base it off this less, more conservative number...

Ultimately I'd ask your CPA.

I'd just as soon donate to the local contractor union's retirement fund. 

I was thinking this might work on my property in Redding and can be adapted to a shared housing project for seniors (though I'd want rooms large enough for bed, bath and seating area)  It's my understanding that it is considered a SFR with seperated bedrooms as far as planning.

I am currently in the planning phase of my real estate investment journey and had a few questions I’d like to ask someone more experienced.Would it be smarter to focus on paying down my own mortgage and then use a HELOC as a down payment for my first investment property, or should I simply use my savings for the down payment instead?

I'd also send it registered mail or deliver it to the house yourself. 

Now keep in mind that a LOT of people visiting my website are competitors and investors copying my site you can imagine that my conversion rate is quite high.So what you should be asking is really this.

I'd also think about long term-do you want to share your property with tenants and how will it affect resale value down the road? 

This is my first Brrrr I'd start the process to get the appraisal ordered and try to get a tenant in there before closing on the refi, otherwise the lender may lower the max LTV