And amplify your deployable capital by significant multiples. 

If done right, a well purchased flip will have multiple exits.

Large sponsors have multiple offerings open at a time so investors can choose a property type that fits their goals.

You can also partner up as well/have multiple people on the loan for down payment purposes!

There are multiple billion dollar companies dumping money into the city, such as Intel, Google, and Amazon.I'd be happy to share some areas where you'll see the most cash-flow.

People have provided you with multiple options.

I didn't respond to the guy, but my thoughts are when you engage in nonsensical behavior don't expect nothing but nonsensical outcomes.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

If multiple people chose another house for the same reason or avoided yours for the same reason, maybe you can pivot a little to prevent that issue being a factor for future prospective renters. 

Down payment of $13K including reserves sounds pretty low to me . ( Based on Maryland ) When you think about reserves - do you consider it a multiple of the monthly rent?