The whole inventory issue is not a result of any 1 or 2 issues, it's a culmination of the "Perfect Storm" of factors all cooking together to not only make an inventory shortage, but an enduring inventory shortage that currently we are looking at about a decade out to achieve parity (supply meeting demand) and that hinges on some "if" factors itself, namely skilled labor supply improving greatly. 

And you can light a gas stove with a bbq lighter (for cooking, not heating/burning the house)If the house is all electric, well you need to bring the “power plant” to the house to run anything...Oh, interestingly some people dont like gas stoves.

I am seeing more and more pop up with a little separate income sweet already built in on the first floor that make a perfect little airbnb.When it comes to investor friendly lending, I would start with Troy Howell at Nova, Joe Massey at Castle and Cooke (I used him for both of my HH's) and Jessica Castillo at Bank of America (their grant program is excellent!).

I also sat through a presentation from one of the Cook County politicians who spearheaded it, and I totally get what he is trying to do if I look at it from his perspective.

@John Clarkwhere families prefer to stay, safe to go for a little walk in the nigh time. anything above 10+ units. any comments on Cook county?

She then hung up when I reminded her that last I checked you don’t get addicted to cooking it.  

Also, who does their accounting, and are checks and balances in place to prevent misappropriation of funds, cooking the books, or human error? 

Also, the Google street view image capture is from may of 2019 and the embankment looks the same just less vegetation; since then we’ve had a 5.1 earthquake, a lot of rain last year and several hurricanes so while I would like to have a wall there at some point it doesn’t appear to be in any immediate danger...Thanks again for all the replies and opinions!

The previous owner had turned it into a raised bed vegetable garden by jacking up the bottom and filling the pool. 

My 2centsWas not sure you own your own home but that would be the first place to get that "turkey in the oven cooking" - Time, taxes and leverage will work to your advantage.