![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/606764/small_1621493661-avatar-reyjagustu.jpg?twic=v1/output=image&v=2)
6 November 2016 | 4 replies
@Ray Agosto, I'm throwing another vote for what Jim said.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/470642/small_1621478128-avatar-dennishollier.jpg?twic=v1/output=image&v=2)
8 November 2016 | 11 replies
Thanks for the additional info, Ray.
8 November 2016 | 4 replies
Hi Ray Masciangelo I would say a line of credit would be best.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/606764/small_1621493661-avatar-reyjagustu.jpg?twic=v1/output=image&v=2)
10 November 2016 | 7 replies
@Ray Agosto I would try requesting a smaller time frame.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/606764/small_1621493661-avatar-reyjagustu.jpg?twic=v1/output=image&v=2)
8 November 2016 | 25 replies
@Ray Agosto Great idea my friend.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/650375/small_1621494681-avatar-rayj21.jpg?twic=v1/output=image&v=2)
8 November 2016 | 3 replies
@Ray Jansma Let's put ARM aside for the moment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/638585/small_1621494392-avatar-raymondh13.jpg?twic=v1/output=image&v=2)
8 November 2016 | 3 replies
Hello, my name is Ray I am a recent real estate agent looking to develop a system to buy and sell houses for my clients and get into the passive income realm to own investment properties with my business partners.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/145118/small_1621419281-avatar-prosperousone.jpg?twic=v1/output=image&v=2)
4 April 2017 | 1 reply
Ray