My wife and I have overhauled our personal budget to reflect the 'pay yourself first' approach (allocate in order: income comes in -> invest -> donate -> fixed expenses -> variable expenses -> fun $$).We are looking to see what experienced people generally recommend for a holding tank for that 'invest' allocation while we target our first real estate deal.What financial vehicles have you guys used that works well for this?

Josh Duncan Josh it depends on your comfortability level but I have been taking out 401K loans to fund my real estate and personally I love it. 

I would love to get some advice on how to start and get introduced to experienced local agents who I can partner with.

My wife thinks we should invest in a swim spa, but they are $25k.  

I’d love to do something like this.

I did have a relative living there and my wife went to school there so I had some familiarity with the city. 

I had a PM company that I had built for 20 years with my wife who was a RE salesperson. 

As an American, we love our amenities.

Quote from @Victor Yang:In addition, is it possible for me and my wife to gift 36k worth of equity per year of the house (under the annual exclusion limit) and therefore have none of the costs go towards the lifetime gift limit?

I'm an aspiring investor hoping to move to Sacramento with my wife this year, and we'd like to do a house hack in a multifamily residential property.