@Karen WanamartaThe zoning is R2, which includes a wide variety of options that includes multifamily, which is defined in the general plan below in this excerpt. 

We are proud to offer a wide range of loan options at competitive rates.

Hudson Valley and Catskill Mountain areas span multiple counties, and rentals have a wide range of pricing, depending on what people are looking for.

With countless loan options, complex terms, and strict lending criteria, it’s easy to feel overwhelmed.

I would look FAR AND WIDE for someone to do an investment property HELOC -OR- go to a bunch of banks and CUs (including who you bank with now) to find someone to provide an unsecured (or secured if you have other collateral) LOC to get rid of the high int debt.

As a newbie, and one month into owning , we (husband and I) feel like we def jumped in with our eyes wide SHUT!

The bid ask spread that had a very wide gap at the beginning of the year from 2023 has started to tighten and we are able to get more deals across the finish line. 2.

MTR and STR are still widely accepted and unregulated.   

I've heard that Butchertown, Highlands, and Old Louisville are hotter areas and am guessing that proximity to Churchill Downs and downtown are usually a plus (especially for STRs).I'm casting a wide net here in just doing some preliminary research to get a feel for different areas of town, but would love to get connected with some others who have had some experience doing some of these things and have a good lay of the land and are connected with reputable contractors. 

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.