These big-ticket items will still need replacement eventually, and having a reserve fund helps avoid financial surprises.

I guess that is why so many people buy lottery tickets, to have a little nicer car to drive to work....I grew up watching my mom carefully invest in stocks that she held for decades and built a nice portfolio with, I could never understand people who would get a bonus and spend it rather then invest it.  

It seems like she has a history of doing this to people in the past but covid has just been her golden ticket. 

Not to mention.... sure, you picked up the big ticket items.

I am sure each of them has possessed one way ticket to Portugal or to Kenya or to some Caribbean island already LOL LOLThis thread has gone off the rails.

oregon and washington have the same laws and same problems  Oregon even went so far as to make ALL Drugs legal that led to all sorts of overdoes deaths in Portland and zombies walking the streets.. that got turned over this year.. the steal 900 or less is just a ticket is next to get repealed..

----------------------------------------------------------------------------------------------------------------I have the cost list for the classes but they state they are tailored to meAll together @ retail - $29,976 without Asset Protection/Entity Structuring - $17,976 Money School Essentials (Virtual 3 day plus 1 year recordings plus access to library)$1891PMC Premier - 1497/PMC Accelerator coaching -2997$5,494PMC RE Performance Bus Tour (12 week RE Coaching) - 7997/VIP Money Tank - 1297 (EACH)$10,591Asset Protection/Entity Structuring $12,000Success Team Tuition - $20,488 WITHOUT ASSET - $12,488 Money School Essentials( Live Virtual 3 day plus 1 year recordings and access to library)includedPMC Premier - 997/ PMC Accelerator coaching - 2497$3,494BUS TOUR/PMC RE 12 week on Demand - 6997Money Tank -2 TICKETS - 997 EACH$8,991API LAW (asset protection/entity/trust)$8,000-------------------------------------------------------------------------------------------------------------------------This has all been over the phone or email. 

same with HVAC and other big ticket items.with that said, i don't invest in Indianapolis, but you're likely still in a sellers market, which means that sellers are going to be less inclined to make fixes / give credits for issues. 

--------------------------------------------------------To answer your question, fact and reality is there is no such thing as a "golden ticket" market.

I have a reminder to get her tickets 331 days prior to her trip and get them for dirt cheap on points.