So all in all, the investment seems solid to me, and this is not my first rodeo, as they say.As for the risks associated with the SBLOC, I minimize those by only utilizing a portion of the LOC so that even if the market drops another, lets say 30%, the risk of margin call is slim.

The soil composition had to be tested and cleared before development could begin.

When using more than 2 it adds a lot to my processes and have found the difference between these companies is very slim and is based on who you get from those companies, so I have stuck with these two (for now)

It could also be worth it to test the market and see what kind of offers you receive. 

We bought our first rental in dec 2023, this was to test the waters of being a landlord in the US.

Rising interest rates, slim margins, and unexpected costs can kill a deal fast.

I don't really need to know much else about someone - if they can't pass this test, why should I believe that they will be able to run a business that will generate cash?

A duplex is more flexible as you will have privacy on your side and can test out any strategy with the other unit ( LTR, MTR, STR, rent by the room).

So just kindof testing the waters and getting peoples thoughts.

I had purposefully waited as long as I could in case it was blocked, but I figured chances were slim at this point.