This is my first time buying a home and let’s just say I learned a lot about these fees.

[1]    You might want to think about opening 2 FDIC insured savings accounts that have no fees.

Tax free appreciation and rents significantly trump the loss of depreciation and custodial fees.

I assume they collect a proration every month for property tax?

(Late fees would be one example.)

Are they commission based, flat fee?

Tax liens2.

Usually the numbers don't work to build in these neighborhoods, unless government tax credits, etc.Do you see the problem with your two statements:"The turnover costs could/will be high"and"How much more damage could they do?"

Beyond immediate safety concerns, the long-term financial implications, including taxes, are a pressing issue for those impacted by the disaster.

There are lenders that will do 0% origination, but fees and rates are like two levers that usually have an inverse relationship.