You won't get good answers without a more tailored question.What are you trying to accomplish and have you invested in MTR before? 

They will tailor a program for you, based on their success with similar businesses.  

• Resources for Learning: We’re working on improving our deal analysis skills and would love recommendations for tools, books, courses, or calculators tailored for beginners.• Networking and Connections: Are there local Bay Area meetups or forums for new investors?

However, there are lenders who offer more flexible terms or even no prepayment penalties, depending on the deal structure and your investment strategy.To find such lenders, here are some options to consider:No Prepayment Penalty Loans: Some lenders, often private or portfolio-based, offer DSCR loans without prepayment penalties, though the trade-off might be a slightly higher interest rate or fees.Yield Maintenance or Defeasance Alternatives: Ask about other prepayment structures like yield maintenance, which can sometimes be less restrictive depending on market conditions.Custom Terms: There are lenders (like us at Phoenix Funded) who can structure loans tailored to your needs.

If it is the right investment, focus on how you can negotiate the best terms or tailor your offer to the situation.

That’d be my next move-they can tailor advice based on your portfolio and Vermont's specific laws.By the way, if anyone here has experience juggling multiple LLCs at the 5-10 door stage, how have you handled the balance between liability protection and administrative overhead?

Find a good DSCR Broker that works with a variety of lenders so they can tailor your scenario to the right lender. 

They can provide guidance tailored to your specific situation and help you navigate any state-specific requirements.If you're considering investments in other states, like Arizona or Texas, it's worth noting that some states, such as Texas, don't have a state income tax, which can simplify the process. 

Since you know who you want to serve, try to tailor your listing to make it easy for them to say, "yes".General advice: MTRs are attactive to a lot of people because of the increased cash flow, but it's the appreciation over time that really generates wealth in real estate.

Who knows, maybe there are adventurous folks who’ve lived, worked, or invested in all 19 states serving as their advisors.When it comes time to sell those properties, the majority of prospective buyers will be locals (unless sell on platforms tailored to RE investors), likely represented by local realtors who scrutinize the properties in person and guard the buyers’ interests - the cards would probably be stacked against the sellers who’ve never seen the properties with their own eyes and lacked guidance from experts with equal amount of knowledge when they bought the properties.