It's just personal. 99% of folks here cannot survive $5k/monthly deficits, .5% here would not know if it was a rounding error, .5% would make them look twice but not make them do anything besides try to manage it a bit differently.

I have learned to be shrewd to survive in a pack of wolves. 

I may be a bit arrogant when it come to my ability in ready people and my “trust no one 100%” survival philosophy.

In ten years you may make enough to survive and quit your day job but it will not be anywhere near 1 million per year. 

,Would you run through a minefield when you have a 0.03% of surviving? 

I can survive off less than that.

The average company only lasts ten years, and even large companies listed on the S&P 500 typically survive just 18 years.

2) How many months of mortgage payments do you have in reserve to survive a market change?

And even if the company survives you may get diluted or take a haircut in the recap.

And I've rarely met anyone that survived 1 or 2 cycles with massive debt.