What do you think the odds are that a strategy like this will survive the next economic reset? 

I have warned countless people that the "new", "Cheapest", and "shaking up the insurance market" carriers typically come into the market under priced, have a wave of claims, then they either jack up premiums to survive or fire their staff to keep heads above water.

What I can say is that many physician + spouse combos have successfully done this and survived audits. 

While I had a solid team, the payroll was a big cost and I couldn’t survive for many months without bringing in revenue.

What doesn’t work today may work in the future.Another challenge with the traditional BRRRR model is the resulting high debt load often isn’t fully covered by rental income, especially in today’s high-rate environment.

We managed to bring the property down in price, overcome objections, and navigate the eviction battle, and in the end, it paid off.The key takeaway here is that if you’re a true cash buyer who can work with private lenders, you can survive long, drawn-out processes like this.

I have a solution that I do myself once a year.Here's one of my best tips: go on Airbnb as a TRAVELER, in Traveler mode.

Eventually the masses will catch on and then the model is tougher to continue to do. 

You need that calm demeanor to survive. 

I have been sitting on sidelines since 2022 after picking up 3 assets that year, but I'm in buy mode this year.