The property appreciation from 2021-present has been substantial.

The only thing that I receive are monthly invoices with fees that they cannot substantiate.

I would personally put as little down as possible, but if you make a substantial income and your goal is to start paying them off after a decade you can put down more. 

Converting your condo into an investment property and transferring it into an LLC is a smart move for liability protection.You’re correct that retitling the property involves Chicago’s transfer tax, which can be substantial.

I would stay away from this, unless you have an empire and can substantially prove it.

Bottom line sub too is an advanced strategy that should only be done by Experienced investor with significant cash reserves or access to lending/like substantial LOC that already exist and can be taped at a moments notice. 

We have substantial job opportunities here. 

Unfortunately, this achievement did not result in the substantial increase in inquiries that I had anticipated.

There has been a substantial increase in inventory of storage facilities constructed and although generally near full occupancy there are greater options for storage space in most coastal regions.

Cost to Rent vs Own and Return to Work PoliciesThis can mostly be attributed to the massive increase in home prices, particularly from 2010 to today, making people opt to rent for longer, especially today in the elevated rate and home price environment making renting the substantially cheaper option, on top of historically low inventory to choose from.