I do know, however, that they are pretty strict about the STR activity in the area. 

I love Cross Country specifically because they can service their own loans meaning that they handle all the construction draws and payment processing.Plus, I like Homestyle over 203k because they don't have as strict of guidelines on what has to be renovated.

Every day I buy a large Diet Coke at McDonald’s  $1.07 forever.  

However, strict IRS regulations apply, including prohibited personal use and mandatory income and expense management through the IRA, with penalties for violations.

I have been strictly renting to MTR tenants and have provided nothing more than a smart TV and internet access. 

Where as the SFRs are emotional roof over their head purchases they are NOT being bought for cash flow or strictly for investment  although many know that appreciation has been very good to many of us native CA myself included.

so comparing miami to ohio or kansas or iowa is very wrong in my own opinion, because you are comparing diet coke with unsweetened tea, once the economy created its own pattern of success , comparing it to other town would not be accurate becoz the methodology of understanding the phenomenon has not been researched yet.like california is now the strongest market in usa although price wise it is the second highest and huge pop declines.

In my market the buyer's agency agreement form (previously required but not often enforced, and many agents waited until writing a contract for the buyer to get it signed, and is now more strictly required prior to any showings) already explained this.

I am not sure if the BRT abides by strict adherence to the 4:30 PM cutoff shown in the instructions. 

When speaking of a strictly commercial loan that is a different animal as is not 2 units purchase first time buyer which @Thomas Lebens states he is.