@V.G JasonI think you're saying that for people who bought maybe at the tip top of what they could afford, if they take on more debt and/or variable rate debt adjusts and/or they lose a job and/or they get divorced, they'll be under a lot of financial strain / potentially unable to afford their mortgage. 

No surge panel is installed in the electrical panel. 

If this increase puts an unsustainable financial strain on your budget and you decide to move, please let us know as soon as possible.

Quote from @Neil Warren: what are your thoughts/experience with turnkey for startingIf it's your first investment property, turnkey is the preferred method to learn and not expose yourself to unnecessary financial strain. 

- It gives you peace of mind to know that should a loss occur, having funds readily available to replace lost items will reduce the strain on your relationships.- It’s very inexpensive and easy to obtain a policy.

I'm told it would not only be a strain on me, but a strain on them to process that many payments monthly.

Also, double pane replacement windows are not difficult to install if you don't already have them. 3.

Because buyer demand shifts down in budget, straining supply/demand on entry level unit's, raising the bar for what entry level unit pricing is, RAISING median price. 

There were 3 cracked window panes ($200 to repair, or $1000 to replace).  

It gives you one pane of glass to see everything on both platforms, one place for messaging and then all the other stuff.