Wishing you the best & looking forward to exchanging insights.

I am thinking of trying to get a network of investors to meet regularly to exchange ideas.

A "miserable corporate job to no where" isn't all that bad - health insurance benefits, 401k matching, probably some sort of discount stock purchase plan, stability, lenders like it.

Finding a true 0% down loan is rare, but if your goal is to invest with minimal capital, a joint venture (JV) partnership might be your best option.In a JV structure, an equity partner can provide the funds in exchange for a larger share of the deal—often 70/30 or 80/20, though terms vary.

Here are some financing options to consider:HELOC or Cash-Out Refi on Another Property – If you or your mom have equity elsewhere, this could be a more flexible and lower-interest option.Business Line of Credit – Since the property is in an LLC, you might qualify for a business LOC, which could cover construction costs.Private Money Lender – If you’re okay with 12-15% rates, a private lender could fund this as a short-term loan, especially if the guesthouse will generate strong income.Construction Loan – Some lenders offer short-term construction financing, which converts to a longer-term mortgage once completed.Seller/Partner Financing – Bringing in an investor or structuring a joint venture with someone willing to fund the build in exchange for a share of the income.Credit Card Stacking or Unsecured Business Loans – Riskier but could work if you need to bridge a gap until the unit starts cash flowing.Would love to hear more details—especially your timeline and expected rental income.

If my main goal was cash flow, I'd sell all my properties, except one and put the money into index funds/stocks - cash flow has been great the past 3 years.

Add a Rental Security provision to receive stock options in Lazy Dogs LLC for any upside when it goes public!

This will help you close deals faster.Focus on marketing and lead generation to find motivated sellers—direct mail, driving for dollars, and online marketing all work well here.Know your numbers—being able to accurately assess the value of properties and make solid offers is key.Network with other investors and professionals—attend local REI meetups, connect with title companies, and build relationships with hard money lenders.Feel free to reach out if you ever want to chat more or exchange ideas!

Cash out refinances after a 1031 exchange are not a taxable event.

If you’re not prepared for that, Detroit (and similar markets) might not be a fit.Older housing stock means more maintenance.