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Results (6,324+)
Andrew Lax Private Lending - Whats your ideal loan
4 November 2024 | 7 replies
If you're getting back into the lending game for long-term hold investors, a realistic “ideal” loan might look like this:Rates: Somewhere around 6-8% interest, depending on the risk profile of the borrower and the property.LTV: 70-80% LTV is solid, especially if you're aiming for lower risk.Term: 5-10 years works for LTR investors who want stability.Fees: Reasonable origination fee (1-2%) is expected, but avoid nickel-and-diming borrowers with hidden fees.Prepayment: A soft prepayment penalty could be fair if paid off in the first couple of years, but after that, no penalties.Speed: Being able to close quickly (within a couple of weeks) would be a huge plus.In short, give investors a competitive rate, decent terms, and flexibility on prepayment, and you’re golden.
Alex N. Request for Feedback_Not Cash Flowing
4 November 2024 | 8 replies
If you bought in 2022, it doesn't look like they could be underperforming, it looks like you 1031'd into a soft asset that wasn't going to cashflow and now you would like it to cashflow.
Michael Baum Fed cuts rates by .5%
9 November 2024 | 87 replies
One of the 800 economists who work there may have told them that since they decreased the M2 money supply by 4% over the last 2 years and currently now growing at only 1.26% not the pre-covid 6%, that they have stalled the plane, so forget the soft landing, get ready for some CHOP.
Benjamin Amaral Canadian Applicant with no SSN
4 November 2024 | 8 replies
Rental applications are known as "soft hits" and will not affect his credit report, particularly if it's a Canadian credit report.I think he's full of it.
Raquel Brown 23k to refi??!!!!!
1 November 2024 | 17 replies
Ones located in Greensboro Nc and the other is located in reidsville Nc the fees I see on this soft quote are: origination fee, underwriting/processing fee, 3rd party closing costs, 6 month tax impound, 6 month insurance impound, looks like 11-12k in fees alone.  
MIchael Coppolino My First (Future) Rental! Sanford, FL
30 October 2024 | 5 replies
This was after the foundation was given the OK by 2 separate inspectors and occurred due to lack of support under the house, soft soil in Florida, and lack of gutters to disperse rain water from the foundation.
Matthew Drouin The FED Just Hit The Panic Button
28 October 2024 | 15 replies
I think were in the a soft landing but people don't want to admit it.
David Matthew Thoughts on my 1031 re-invest strategy?
2 November 2024 | 19 replies
I used to live there myself and know them somewhat personally (one pretty well) so I’ve been soft on price increases (when someone rarely moves out that room goes to market rate though).
Kylie A. What Are You Choosing For Liquidity
29 October 2024 | 21 replies
Soft currency, hard currency, it’s equivalents and commodities (natural resources)From there, For local economy cash flow (spending money where you live), you’ll probably get into real estate and local business cash flow activities and it’s deviations